Xero Discount Codes – UK
Are you a UK business owner looking to reduce accounting costs? In this guide, we’ll share the latest Xero discount codes exclusive to the UK, show you exactly how to claim up to 90 % off for six months, outline eligibility criteria, and explain why Xero remains Britain’s favourite cloud accounting platform.
Table of Contents
Why UK Businesses Choose Xero
Over the past decade, Xero has become the go-to cloud-based accounting solution for UK small and medium enterprises. Its localised features ensure you meet HMRC and Making Tax Digital (MTD) requirements, while its intuitive design keeps bookkeeping headaches to a minimum. Key reasons British businesses love Xero:
- MTD & VAT Compliance: Automatically calculates VAT and prepares MTD-compliant returns, reducing the risk of HMRC penalties.
- Automated Bank Feeds: Direct integration with major UK banks (Barclays, HSBC, Lloyds, NatWest, Santander) lets you reconcile transactions in seconds.
- Real-Time Reporting: Live dashboards display Profit & Loss, Cash Flow, and VAT liabilities—available any time, on any device.
- Mobile App: Create invoices, reconcile bank entries and capture receipts on the move using Xero’s iOS and Android apps.
- App Ecosystem: Seamless sync with popular UK add-ons like Receipt Bank (Dext), Pay.UK (payment gateway), and AutoEntry (OCR receipt capture).
- Multi-Currency & Multi-Entity: Ideal for UK exporters or companies operating across multiple legal entities, with consolidated reporting out of the box.
- Local Support & Community: Dedicated Xero teams in London and Manchester, plus active Xero User Groups throughout the UK.
Whether you run a café in Bristol, a consultancy in Birmingham or a growing ecommerce store in Edinburgh, Xero’s UK-centric functionality streamlines your financial operations and keeps you focused on growth.
Current Xero Discount Codes for the UK
We’ve secured an exclusive discount code for UK businesses:
Save 90 % on any Xero subscription for the first six months (Starter, Standard or Premium plan). This is far more than a free trial—it’s a substantial saving that helps you keep overheads low as you establish or scale your organisation.
Note: If you prefer slightly different terms, you can also opt for 75 % off for six months via the same partner link
How to Redeem Your 90 % Xero Discount
- Visit our dedicated UK Xero partner page (link at the end of this post).
- Select your plan:
- Starter (ideal for sole traders and micro-businesses)
- Standard (recommended for most small businesses)
- Premium (includes multi-currency for up to 10 currencies and project tracking)
- Starter (ideal for sole traders and micro-businesses)
- Register as a new customer—no credit card is required at signup.
- Your 90 % discount is automatically applied at checkout.
Tip: To lock in 75 % off instead, scroll down on the partner page and select the “75 % off” option.
Eligibility Criteria for UK Xero Discount Codes
Before you hit “Claim,” ensure you meet these guidelines:
- New UK Customers Only: You must be based in the UK with a registered company or sole trader status and have never held a paid Xero subscription before.
- Not Valid with Other Offers: Cannot be combined with any other promotional codes, partner deals or third-party discounts.
- Base Subscription Only: Applies to the monthly fee of Starter, Standard or Premium plan. Add-ons (e.g. payroll, extra users) will be charged at standard rates.
- Limited Time Offer: This 90 % discount is valid until [insert expiry date] or until allocated codes are exhausted—whichever comes first.
If you don’t qualify for the 90 % code, keep an eye on this page—Xero occasionally releases new promotions (for example, 50 % off for six months) for returning customers or accountants.
Understanding Xero Subscription Tiers (UK Pricing)
Xero offers three primary plans in the UK. Prices are quoted excl. VAT; VAT is applied at checkout for UK-registered businesses.
Plan | Starter | Standard | Premium |
Monthly Cost | £12 | £27 | £42 |
Invoices | Up to 20/month | Unlimited | Unlimited |
Bills | Up to 5/month | Unlimited | Unlimited |
Bank Recs | Unlimited | Unlimited | Unlimited |
Multi-Currency | ✗ | ✗ | ✓ (up to 10 currencies) |
Projects | ✗ | ✓ | ✓ |
Payroll | Add-on (£5/user) | Add-on (£5/user) | Add-on (£5/user) |
After 6 months: Your subscription reverts to the standard monthly rates listed above. You may upgrade, downgrade or cancel at any time without penalty.
Xero’s Key Features (UK Edition)
- Automated Bank Feeds & Reconciliation
- Connect to major UK banks (Barclays, HSBC, Lloyds, NatWest, Santander, Halifax).
- Transactions import daily; categorisation by rule or suggestion speeds up reconciliation.
- Connect to major UK banks (Barclays, HSBC, Lloyds, NatWest, Santander, Halifax).
- VAT & Making Tax Digital (MTD) Compliance
- Out-of-the-box VAT return preparation, compliant with HMRC’s MTD requirements.
- Auto-populated VAT figures (VAT XX%, VAT Zero-Rated, VAT Exempt) reduce human error.
- Direct submission of quarterly VAT returns to HMRC from within Xero’s dashboard.
- Out-of-the-box VAT return preparation, compliant with HMRC’s MTD requirements.
- Professional Invoicing
- Customisable, brandable invoice templates that include your VAT registration number, payment terms and “Pay Now” buttons (PayPal, Stripe, GoCardless).
- Automated invoice reminders to chase late payments and improve cash flow.
- Customisable, brandable invoice templates that include your VAT registration number, payment terms and “Pay Now” buttons (PayPal, Stripe, GoCardless).
- Real-Time Reporting & Dashboards
- Instant Profit & Loss, Balance Sheet and Aged Receivables/Payables.
- Live Cash Snapshot shows bank balances, money owed to you and money you owe—updated to the minute.
- Instant Profit & Loss, Balance Sheet and Aged Receivables/Payables.
- Hubdoc Receipt Capture (Included)
- Snap paper receipts or upload digital invoices; Hubdoc’s OCR extracts supplier name, date and amount, then creates a draft bill in Xero.
- Review, approve and reconcile without touching a piece of paper—ideal for expense-heavy businesses.
- Snap paper receipts or upload digital invoices; Hubdoc’s OCR extracts supplier name, date and amount, then creates a draft bill in Xero.
- Mobile App (iOS & Android)
- Send invoices, reconcile transactions and capture bills on the go.
- Push notifications for bank statement discrepancies and overdue invoices keep you informed.
- Send invoices, reconcile transactions and capture bills on the go.
- 1,000+ App Integrations
- UK favourites:
- Receipt Bank (Dext): Advanced OCR and team-based approvals.
- GoCardless: Direct debit collection.
- Clear Books: UK payroll integration (if you don’t use Xero Payroll).
- Float: Cash flow forecasting.
- Receipt Bank (Dext): Advanced OCR and team-based approvals.
- Global favourites: Stripe, PayPal, Shopify, Salesforce, and many more.
- UK favourites:
- Multi-Currency & Multi-Entity (Premium Plan)
- Trade in Euros (EUR), US Dollars (USD), Australian Dollars (AUD) and more—up to 10 currencies.
- Manage multiple UK trading entities under one login, with consolidated reporting for directors or investors
- Trade in Euros (EUR), US Dollars (USD), Australian Dollars (AUD) and more—up to 10 currencies.
Pros & Cons for UK Businesses
Pros
- Full MTD & VAT Compliance
Xero’s built-in VAT settings ensure every return you submit is digitally compliant, reducing HMRC audit risk. - Extensive Local Support
UK-based support teams (London, Manchester), plus a robust online Help Centre covering CIS (Construction Industry Scheme), VAT, RTI and more. - User-Friendly Design
Simple, intuitive interface makes it accessible for non-accountants—so business owners can manage basic bookkeeping without an accountant. - Cloud-First & Mobile
System updates automatically; you never need to download or install updates. Work from your office, home or café. - Scalability
Start with a micro-business and upgrade seamlessly to multi-currency, multi-entity features as you expand into export markets or open new UK branches.
Cons
- Add-On Expenses
Payroll, additional users and some advanced features (e.g., AI invoice coding) each carry extra monthly fees. - Learning Curve for Complex Scenarios
MTD filings, multi-currency consolidations and consolidated group reporting may require an accountant or Xero-certified bookkeeper. - No Offline Mode
Purely cloud-based—an internet connection is always necessary (though offline drafting of invoices in the mobile app is possible).
Xero vs. UK Alternatives
Below is a cost-and-features comparison between Xero (with a 90 % discount for six months), QuickBooks Online and Sage Business Cloud Accounting—focusing on what UK small businesses care about most.
Feature | Xero (90 % Off for 6 Months) | QuickBooks Online (Simple Start) | Sage Business Cloud |
Monthly Cost (excl. VAT) | £12 / £27 / £42 | £20 / £35 / £65 | £12 / £25 |
Effective Monthly Cost (6 months) | £1.20 / £2.70 / £4.20 | £10 / £17.50 / £32.50 | £6 / £12 |
Bank Feeds & Recs | Unlimited + Hubdoc | Unlimited + Receipt Capture | Unlimited |
VAT & MTD Compliance | Built-in, direct submission | Built-in, direct submission | Built-in, direct submission |
Payroll (RTI-Ready) | Add-on (£5/user) | Add-on (£5/user) | Add-on (£5/user) |
Multi-Currency | Premium plan (10 currencies) | Advanced plan (limited currencies) | Premium plan (limited currencies) |
Mobile App Functionality | Full bookkeeping (bank rec, invoicing, expenses) | Core bookkeeping & invoicing | Basic bookkeeping & invoicing |
App Integrations | 1,000+ apps | 600+ apps | 150+ apps |
Customer Support | 24/7 Email & Chat + UK Phone | Extended Email & Chat + UK Phone | Email & Chat (limited hours) |
Conclusion: Even if you only plan to pay the discounted rate for six months, Xero’s combination of MTD compliance, automation and extensive UK-specific integrations makes it the best value. After the discount ends, Xero remains highly competitive—particularly if you need Hubdoc, multi-currency or real-time VAT reporting.
Real UK Businesses, Real Savings
Frequently Asked Questions
Q: Can I use the 90 % discount code if I’ve already tried Xero’s free trial?
A: Yes. The 30-day free trial is a separate promotion. As long as you have never held a paid Xero subscription, you qualify for the 90 % discount code—even if you previously used the trial.
Q: What happens after my six-month discount ends?
A: Your subscription reverts to the standard rates listed in the “Subscription Tiers” table above. You’re free to upgrade, downgrade or cancel at any point—no penalties or hidden fees.
Q: Is Xero’s payroll MTD-compliant?
A: Xero’s native payroll offering (add-on £5/user/month) is RTI-ready and handles PAYE, auto-calculates National Insurance, and submits Real Time Information directly to HMRC. For regions where Xero Payroll isn’t available, you can integrate with UK-compliant payroll apps such as Zuno or CDK.
Q: Do I need an Accountant to use Xero?
A: Not strictly. Xero is designed for non-accountants, with guided setup wizards, tooltips and template chart of accounts. However, for complicated structures (e.g. multiple entities, complex VAT schemes), engaging a Xero-certified accountant can speed up onboarding and ensure accuracy.
Q: Are there any industry-specific Xero apps recommended for UK businesses?
A: Absolutely. Some popular UK-centric add-ons include:
- AutoEntry: Advanced OCR for receipts and bills.
- GoCardless: For seamless direct debit collections (ideal for subscription-based services).
- Float: Real-time cash flow forecasting to manage seasonal fluctuations.
- Receipt Bank (Dext): Team-based expense capture and approval workflows.
Final Thoughts
For UK businesses—whether you’re a sole trader, a micro-business or an SME expanding overseas—Xero’s combination of MTD compliance, real-time automation, mobile convenience and an extensive UK app ecosystem makes it the standout choice. And with our exclusive 90 % discount for six months, there’s never been a better time to switch.
Ready to revolutionise your accounting and save hundreds?
Claim your 90 % Xero discount now before this limited-time offer lapses.
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