Xero Discount Codes – Singapore
Are you a Singapore business owner looking to streamline your accounting and reduce software costs? In this guide, we’ll share the latest Xero discount codes exclusive to aSingapore, show you how to claim up to 90 % off for six months, outline eligibility criteria, and explain why Xero remains Singapore’s favourite cloud-based accounting platform.
Table of Contents
Why Singapore Businesses Choose Xero
Across Singapore, from Raffles Place to Punggol, entrepreneurs and SMEs rely on Xero to simplify bookkeeping, invoicing and statutory compliance. Here’s why Xero continues to lead the market in Singapore:
- Automated Bank Feeds:
Connect directly to major Singapore banks—DBS, OCBC, UOB, Standard Chartered—so transactions import daily and reconciliation takes minutes. - GST & IRAS Compliance:
Xero automatically calculates GST on sales and purchases, generates IRAS-approved GST reports, and reminds you of upcoming filing deadlines. All figures align with Inland Revenue Authority of Singapore requirements. - Payroll & CPF Compliance:
Xero integrates with local payroll partners (e.g. ADP, JustLogin, PayrollPanda) to handle Central Provident Fund (CPF) contributions, statutory leaves, and annual IR8A filings. Stay compliant with MOM and CPF Board regulations. - Mobile Accounting App:
Create invoices, reconcile bank lines and capture expense receipts on the go via Xero’s iOS and Android apps—perfect for business owners on the move, whether in a HDB office or a CBD coworking space. - Extensive App Ecosystem:
Seamless integrations with Singapore-specific add-ons like Toffee HR (payroll), Xero Spend Money (expense management) and local payment gateways such as GrabPay, FavePay, PayNow and DBS PayLah!. - Multi-Entity & Multi-Currency:
Ideal for Singapore exporters or regional HQs—invoice in USD, EUR, AUD or SGD, and consolidate multiple entities (Pte. Ltd. companies, branch offices) under one dashboard. - Local Support & Community:
Xero’s Singapore-based customer success team is available via live chat, email or phone. Join vibrant Xero User Groups in Singapore for peer advice and best practices.
Whether you run a café in Tiong Bahru, a boutique retailer in Orchard Road or a tech startup in One North, Xero’s Singapore-centric features save you hours of admin each month—letting you focus on growing your business.
Current Xero Discount Codes for Singapore
We’ve secured an exclusive discount code for Singapore businesses:
Save 90 % on any Xero subscription for the first six months (Starter, Standard or Premium plan). This is more than a free trial—it’s a significant saving designed to help you keep overheads low as you get established or scale.
Note: If you prefer slightly different terms, you can also opt for 75 % off for six months via the same partner page.
How to Redeem Your 90 % Xero Discount
- Visit our dedicated Singapore Xero partner page (link at the bottom of this post).
- Select your plan:
- Starter (ideal for sole traders and micro-businesses)
- Standard (recommended for most SMEs)
- Premium (includes multi-currency for up to 10 currencies and project tracking)
- Starter (ideal for sole traders and micro-businesses)
- Register as a new customer—no credit card is required at signup.
- Your 90 % discount is automatically applied at checkout.
Tip: To choose 75 % off instead, scroll down on the partner page and select the “75 % off” option.
Eligibility Criteria for Singapore Xero Discount Codes
Before clicking “Claim,” please ensure you meet these criteria:
- New Singapore Customers Only: Must be based in Singapore with a valid UEN (Unique Entity Number) or local NRIC/FIN, and have never held a paid Xero subscription before.
- Not Valid with Other Offers: Cannot be combined with any other promotional codes, partner deals or third-party discounts.
- Base Subscription Only: Applies to the monthly fee of Starter, Standard or Premium plan. Add-ons (e.g. advanced payroll seats, additional users, analytics) will be charged at standard rates.
- Limited Time Offer: This 90 % discount is valid until [insert expiry date] or until allocated partner codes run out—whichever comes first.
If you don’t qualify for the 90 % deal, keep an eye on this page—Xero periodically releases new promotions (e.g. 50 % off for six months) for returning customers or accountants.
Understanding Xero Subscription Tiers (SGD Pricing)
Xero offers three main plans in Singapore. All prices exclude GST; GST (7 %) is applied at checkout for registered entities.
Plan | Starter | Standard | Premium |
Monthly Cost | SGD S$18 | SGD S$60 | SGD S$90 |
Invoices | Up to 20/month | Unlimited | Unlimited |
Bills | Up to 5/month | Unlimited | Unlimited |
Bank Recs | Unlimited | Unlimited | Unlimited |
Multi-Currency | ✗ | ✗ | ✓ (up to 10 currencies) |
Projects | ✗ | ✓ | ✓ |
Payroll | Add-on (from SGD S$10/user) | Add-on (from SGD S$10/user) | Add-on (from SGD S$10/user) |
After 6 months: Your subscription reverts to the standard monthly rate for the plan you selected. You may upgrade, downgrade or cancel at any time—no penalties or hidden fees.
Xero’s Key Features (Singapore Edition)
- Automated Bank Feeds & Reconciliation
- Connect seamlessly to DBS, OCBC, UOB, Standard Chartered and more.
- Transactions import daily; apply custom categorisation rules to speed up reconciliation and reduce manual entry.
- Connect seamlessly to DBS, OCBC, UOB, Standard Chartered and more.
- GST & IRAS Compliance
- Pre-configured 8 % (2023–2024) or 9 % (Apr 2024 onwards) GST tax rates across sales and purchases.
- Generate GST returns in IRAS-approved format; Xero flags filing deadlines so you never miss a monthly or quarterly lodgement.
- Pre-configured 8 % (2023–2024) or 9 % (Apr 2024 onwards) GST tax rates across sales and purchases.
- Payroll & CPF Compliance
- Integrates with local payroll partners (Payboy, JustLogin, PayrollPanda) to handle CPF, SDL, and FWL contributions.
- Produce IR8A, IR21 and IR37 forms automatically for individual employee tax filings.
- Manage statutory sick and annual leave entitlements, auto-calculate overtime, and file submissions via CPF.
- Integrates with local payroll partners (Payboy, JustLogin, PayrollPanda) to handle CPF, SDL, and FWL contributions.
- Professional Invoicing & Payments
- Customise branded invoice templates including UEN, banking details and payment terms.
- Include “PayNow” QR codes or integrate with GrabPay and FavePay for faster online settlements.
- Automated invoice reminders and recurring billing options accelerate cash flow.
- Customise branded invoice templates including UEN, banking details and payment terms.
- Real-Time Reporting & Dashboards
- Live Profit & Loss, Balance Sheet, Cash Summary, Aged Receivables/Payables and GST Liability reports.
- “Projected Cash Flow” forecast helps you plan for upcoming GST, CPF or MTB subsidies.
- Live Profit & Loss, Balance Sheet, Cash Summary, Aged Receivables/Payables and GST Liability reports.
- Hubdoc Receipt Capture (Included)
- Snap receipts with the mobile app or forward emailed e-receipts—Hubdoc’s OCR extracts vendor, date and amount, creating draft bills in Xero.
- Simplifies expense claims, petty cash reconciliation and audit readiness.
- Snap receipts with the mobile app or forward emailed e-receipts—Hubdoc’s OCR extracts vendor, date and amount, creating draft bills in Xero.
- Mobile App (iOS & Android)
- Issue invoices, reconcile bank lines and capture receipts from anywhere—even in hawker centres or rooftop bars. Push notifications alert you to unpaid invoices and bank feed mismatches.
- Issue invoices, reconcile bank lines and capture receipts from anywhere—even in hawker centres or rooftop bars. Push notifications alert you to unpaid invoices and bank feed mismatches.
- 1,000+ App Integrations
- Singapore favourites:
- Payboy & JustLogin: Full CPF-compliant payroll.
- Spotlight Reporting: Advanced forecasting & multi-entity consolidation.
- Xero Spend Money: Streamlined expense approvals.
- GrabPay & FavePay: Local digital wallet integrations.
- Payboy & JustLogin: Full CPF-compliant payroll.
- Global staples: Stripe, PayPal, Shopify, Salesforce and more.
- Singapore favourites:
- Multi-Currency & Multi-Entity (Premium Plan)
- Invoice overseas clients in USD, EUR, AUD, GBP and more (up to 10 currencies), with daily-updated exchange rates.
- Invoice overseas clients in USD, EUR, AUD, GBP and more (up to 10 currencies), with daily-updated exchange rates.
Manage multiple Pte. Ltd. entities or branch offices under a single Xero login. Consolidated reporting lets HQ track group performance in one view.
Pros & Cons for Singapore Businesses
Pros
- Full IRAS & GST Compliance
Xero’s built-in GST workflows, IRAS-approved reports and automated reminders minimise the risk of filing errors or late penalties. - Local Payroll Integration
Seamless CPF, SDL, FWL and IR8A/IR21 filings via trusted payroll partners, ensuring statutory compliance and accurate staff pay. - Intuitive, Cloud-First Design
Even non-accountants can generate a professional invoice or reconcile bank feeds within minutes. The dashboard highlights key metrics at a glance. - Mobile & Remote Access
Work from a café in Tiong Bahru, a coworking space in One North or your home study—real-time data is always at your fingertips.
Scalability
Start as a micro-business and scale to a regional HQ. Xero grows with you: add more users, multiple currencies, or additional entities without migrating platforms.
Cons
- Add-On Costs Can Accumulate
Payroll seats, additional users and certain advanced features (e.g. AI invoice coding) each carry extra monthly fees. Factor in the total cost of ownership before budgeting. - Learning Curve for Complex Scenarios
Multi-entity group consolidations, IFRS-compliant reporting or advanced project tracking may require a Xero-certified accountant or dedicated training. - No Offline Mode
Entirely cloud-based—requires an internet connection to reconcile bank transactions or generate reports. (The mobile app allows offline drafting of invoices, but full reconciliation needs online access.)
Xero vs. Singapore Alternatives
Below is a cost-and-features comparison between Xero (with a 90 % discount for six months), QuickBooks Online Singapore and Zoho Books—focusing on what Singapore SMEs care about most.
Feature | Xero (90 % Off for 6 Months) | QuickBooks Online SG | Zoho Books (Singapore) |
Monthly Cost (excl. GST) | S$18 / S$60 / S$90 | S$25 / S$65 | S$19 / S$45 |
Effective Monthly Cost (6 months) | S$1.80 / S$6 / S$9 | S$12.50 / S$32.50 | S$9.50 / S$22.50 |
Bank Feeds & Reconciliation | Unlimited + Hubdoc | Unlimited + Receipt Capture | Unlimited + Zoho Expenses |
GST & IRAS Compliance | Built-in IRAS-approved GST reports | Built-in IRAS-approved GST reports | Built-in IRAS-approved GST reports |
Payroll (CPF-Ready) | Add-on (from S$10/user via partners) | Add-on (from S$12/user) | Add-on (from S$10/user) |
Multi-Currency | Premium plan (10 currencies) | Available on higher plans | Available on higher plans |
Mobile App Functionality | Full bookkeeping (bank rec, invoicing, expenses) | Strong invoicing & bank rec | Strong invoicing & expense capture |
App Integrations | 1,000+ apps | 600+ apps | 500+ apps |
Customer Support | 24/7 Email & Chat + SG Phone | Email & Chat (limited hours) + phone | Email & Chat (limited hours) |
Conclusion: While Zoho Books and QuickBooks Online SG are competitive, Xero’s combination of Hubdoc automation, streamlined IRAS & GST workflows, and robust Singapore-specific app ecosystem generally delivers greater value. Even after your 90 % discount expires, Xero remains highly competitive—especially if you need multi-currency invoicing or advanced forecasting.
Real Singapore Businesses, Real Savings
Frequently Asked Questions
Q: Can I use the 90 % discount code if I’ve already tried Xero’s free trial?
A: Yes. The 30-day free trial is a separate offer. As long as you’ve never held a paid Xero subscription before, you qualify for the 90 % discount code—even if you have previously used the trial.
Q: What happens after my six-month discount ends?
A: Your subscription automatically reverts to the standard rates listed in the “Subscription Tiers” table above. You may upgrade, downgrade or cancel at any time—no penalty.
Q: How does Xero handle GST rates for Singapore?
A: Xero includes the current GST rate (8 % for 2023–2024; 9 % from Apr 2024 onwards) and auto-calculates GST on sales and purchases. IRAS-approved GST reports are generated to simplify e-filing.
Q: Does Xero support CPF contributions and IR8A filings?
A: Yes. Xero partners with local payroll providers (Payboy, JustLogin, PayrollPanda) to manage CPF, SDL, FWL and statutory leaves. IR8A, IR21 and IR37 forms are prepared automatically for IRAS submissions.
Q: Are there any industry-specific Xero apps recommended for Singapore businesses?
A: Absolutely. Popular local add-ons include:
- Payboy & JustLogin: Full CPF-compliant payroll.
- Spotlight Reporting: Advanced forecasting & multi-entity consolidation.
- Xero Spend Money: Streamlined expense approvals and petty cash workflows.
- GrabPay & FavePay Integrations: For quick e-wallet transactions and payment receipts.
For Singapore businesses—whether you operate a hawker stall in Geylang, a consultancy in Raffles Place or a tech startup in Jurong Innovation District—Xero’s combination of automated bank feeds, seamless IRAS & GST compliance, mobile convenience and multi-currency support makes it the clear choice. And with our exclusive 90 % discount for six months, there’s never been a better time to switch.
Ready to simplify your accounting and save thousands of dollars?
Claim your 90 % Xero discount now before this limited-time offer expires!
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