Xero Discount Codes – New Zealand

Published by Al Rose  Last Updated on June 11, 2025

Are you a New Zealand business owner looking to cut accounting costs and simplify your bookkeeping? You’re in the right place. In this guide, we’ll share the latest Xero discount codes exclusive to New Zealand, show you how to claim up to 90 % off for six months, outline eligibility criteria, and explain why Xero remains New Zealand’s favourite cloud-based accounting platform.

Why New Zealand Businesses Choose Xero

Over 40 000 Kiwi businesses rely on Xero to streamline their bookkeeping, invoicing and compliance. Here’s why:

• Automated Bank Feeds: Connect directly to major NZ banks—ANZ, ASB, BNZ, Westpac, Co-operative Bank—so transactions import daily and reconciliation takes minutes.
• GST & IRD Compliance: Xero automatically calculates GST on sales and purchases, and helps you prepare IR3 or IR4 returns. Built-in GST reports align with Inland Revenue requirements.
• Payroll & Single Touch Payroll (NZ): Native payroll calculates PAYE, KiwiSaver contributions and ESCT. Automatically file pay details with IRD under the New Zealand Single Touch Payroll mandate.
• Mobile Accounting App: Create invoices, reconcile bank lines and snap receipts on the go via Xero’s iOS and Android apps—perfect for tradies, café owners and retail operators.
• Extensive App Ecosystem: Seamless integrations with Kiwi favourites like Spotlight Reporting, Dext (Receipt Bank), SmartPayroll, and Payment Express for online payments.
• Multi-Entity & Multi-Currency: Manage multiple NZD entities under one login, and invoice in AUD, USD, GBP or EUR if you trade internationally.
• Local Support & Community: Xero’s New Zealand-based support team and active Xero User Groups in Auckland, Wellington, Hamilton and Christchurch provide region-specific guidance.

Whether you run a family-owned café in Auckland, a construction firm in Christchurch or an ecommerce store based in Wellington, Xero’s Kiwi-focused features save you hours of admin each month—letting you concentrate on growing your business.

Current Xero Discount Codes for New Zealand

We’ve secured an exclusive discount code for New Zealand businesses:
Save 90 % on any Xero subscription for the first six months (Starter, Standard or Premium plan). This is more than a free trial—it’s a significant saving designed to help you keep overheads low as you get established or scale.

Note: If you prefer a slightly different deal, you can also opt for 75 % off for six months via the same partner page.

How to Redeem Your 90 % Xero Discount

1. Visit our dedicated New Zealand Xero partner page (link at the bottom of this post).
2. Select your preferred plan:

    

   • Starter (ideal for sole traders and micro-businesses)
   • Standard (recommended for most small and medium enterprises)
   • Premium (includes multi-currency for up to 10 currencies and project tracking)
3. Register as a new customer—no credit card is required at signup.
4. Your 90 % discount is automatically applied at checkout.

Tip: To choose 75 % off instead, simply scroll down on the partner page and select the “75 % off” option.

Eligibility Criteria for New Zealand Xero Discount Codes

Before clicking “Claim,” please ensure you meet these guidelines:

• New New Zealand Customers Only: Must be based in NZ with a valid New Zealand Business Number (NZBN) or IRD number, and have never held a paid Xero subscription before.
• Not Valid with Other Offers: Cannot be combined with any other promotional codes, partner deals or third-party discounts.
• Base Subscription Only: Applies to the monthly fee of Starter, Standard or Premium plan. Add-ons (e.g. additional payroll seats, advanced analytics) will be charged at standard rates.
• Limited Time Offer: This 90 % discount is valid until [insert expiry date] or until allocated partner codes run out—whichever comes first.

If you don’t qualify for the 90 % deal, keep an eye on this page—Xero periodically releases new promotions (e.g. 50 % off for six months) for returning customers or accountants.

Understanding Xero Subscription Tiers (NZ Pricing)

Xero offers three main plans in New Zealand. All prices exclude GST; GST is applied at checkout for registered NZ businesses.

Plan	Starter	Standard	Premium
Monthly Cost	NZ$25	NZ$55	NZ$85
Invoices	Up to 20/month	Unlimited	Unlimited
Bills	Up to 5/month	Unlimited	Unlimited
Bank Recs	Unlimited	Unlimited	Unlimited
Multi-Currency	✗	✗	✓ (up to 10 currencies)
Projects	✗	✓	✓
Payroll	NZ$10/user	NZ$10/user	NZ$10/user

After 6 months: Your subscription reverts to the standard monthly rate for the plan you selected. You can upgrade, downgrade or cancel at any time—no penalties or hidden fees.

Xero’s Key Features (NZ Edition)

1. Automated Bank Feeds & Reconciliation

    

   • Connect to ANZ, ASB, BNZ, Westpac NZ and Co-operative Bank.

      

   • Transactions are imported daily, matched to invoices or bills, and categorised by custom rules—saving hours of manual entry.

      

2. GST & IRD Compliance

    

   • Pre-configured GST tax rates (15 %) for standard, zero-rated and exempt supplies.

      

   • Generate GST returns for IR3/IR4 lodgement directly from Xero, ensuring accuracy and meeting Inland Revenue requirements.

      

3. Payroll & Single Touch Payroll (NZ)

    

   • Native payroll calculates PAYE, KiwiSaver and ESCT.

      

   • Automatically file pay details with IRD under New Zealand’s Single Touch Payroll mandate.

      

   • Manage holiday pay, leave balances and generate End of Year IR3/IR4 reports seamlessly.

      

4. Professional Invoicing & Payments

    

   • Customise branded invoice templates that include your NZBN, payment terms, and “Pay Now” buttons (Stripe, Windcave, PayPal).

      

   • Automated invoice reminders improve cash flow and reduce days sales outstanding (DSO).

      

5. Real-Time Reporting & Dashboards

    

   • Live Profit & Loss, Balance Sheet, Cash Summary and Aged Receivables/Payables.

      

   • “Projected Cash Flow” lets you forecast upcoming GST or PAYE obligations so you never run short.

      

6. Hubdoc Receipt Capture (Included)

    

   • Capture paper and digital receipts via mobile camera or email—Hubdoc’s OCR extracts supplier, date and amount, creating a draft bill in Xero for approval.

      

   • Simplifies expense tracking and audit readiness.

      

7. Mobile App (iOS & Android)

    

   • Send invoices, reconcile bank lines and claim expenses on the go.

      

   • Push notifications remind you of bank-feed issues, overdue invoices and unpaid bills.

      

8. 1,000+ App Integrations

    

   • Kiwi favourites:

      

     • Spotlight Reporting: Advanced forecasting & consolidation.

        

     • SmartPayroll: Alternate NZ payroll solution (if you don’t use Xero Payroll).

        

     • Dext (Receipt Bank): Enhanced OCR and bill workflow.

        

     • Payment Express (Windcave): Local online payments.

        
   • Global staples: Stripe, PayPal, Shopify, Salesforce and more.

      

9. Multi-Currency & Multi-Entity (Premium Plan)

    

   • Invoice in AUD, USD, GBP or EUR; automated exchange rates update daily.

      

Manage multiple NZ companies or divisions under one login, with consolidated reporting for directors or investors.

Pros & Cons for New Zealand Businesses

Pros

• • Fully IRD-Compliant
    Pre-configured GST and IRD lodgement workflows minimise errors and audit risk.

• • Strong Local Support
    Xero’s NZ-based support team (Auckland, Wellington) and robust online Help Centre cover IRD, STP, KiwiSaver and more.

• • Intuitive, Cloud-First Design
    Even non-accountants can generate a professional invoice or reconcile bank feeds within minutes.

• • Mobile & Remote Access
    Access your financial data on any device—ideal for mobile tradespeople, café proprietors and regional businesses.

• • Scalability
    Start as a sole trader, then add staff, multiple entities or multi-currency capabilities as you grow.

Cons

• • Add-On Costs Can Accumulate
    Payroll ($10/user/month), additional users, advanced reports or third-party integrations each carry extra fees. Be sure to calculate total cost of ownership.

• • Learning Curve for Complex Structures
    Multi-entity consolidations, advanced forecasting or nuanced GST scenarios may require a Xero-certified accountant or dedicated training.

• • No Offline Mode
    Xero is fully cloud-based—an internet connection is needed for reconciliation and reporting. (The mobile app does allow offline drafting of invoices.)

Xero vs. New Zealand Alternatives

Below is a comparison of Xero (with a 90 % discount for six months), QuickBooks Online NZ and MYOB Essentials—focusing on what Kiwi small businesses care about most.

Feature	Xero (90 % Off for 6 Months)	QuickBooks Online NZ	MYOB Essentials
Monthly Cost (excl. GST)	$25 / $55 / $85 NZD	$25 / $45 / $70 NZD	$25 / $45 NZD
Effective Monthly Cost (6 months)	$2.50 / $5.50 / $8.50 NZD	$12.50 / $22.50 / $35 NZD	$12.50 / $22.50 NZD
Bank Feeds & Recs	Unlimited + Hubdoc	Unlimited + Receipt Capture	Unlimited
GST & IRD Compliance	Built-in GST returns & IR4 reporting	Built-in GST & IR4 reporting	Built-in GST & IR4 reporting
Payroll (STP-Ready NZ)	Native payroll ($10/user)	Native payroll ($10/user)	Native payroll ($10/user)
Multi-Currency	Premium plan (10 currencies)	Available on higher plans	Limited multi-currency support
Mobile App Functionality	Full bookkeeping (bank rec, invoicing, expenses)	Strong invoicing & reconciliation	Basic bookkeeping & invoicing
App Integrations	1,000+ apps (incl. NZ-specific)	600+ apps	100+ apps (fewer NZ-specific)
Customer Support	24/7 Email & Chat + NZ Phone	NZ-based support (office hours)	NZ-based support (limited hours)

Even after the discount ends, Xero remains highly competitive—thanks to its strong Hubdoc integration, seamless STP payroll, and extensive NZ-centric app ecosystem. QuickBooks Online NZ and MYOB Essentials are solid options, but Xero’s combination of automation, compliance and local support often delivers greater value and peace of mind.

Real New Zealand Businesses, Real Savings

Frequently Asked Questions

Q: Can I use the 90 % discount code if I’ve already tried Xero’s free trial?
A: Yes. The 30-day free trial is separate from this promotional offer. As long as you’ve never held a paid Xero subscription before, you qualify for the 90 % discount—even if you previously started a trial.

Q: What happens after my six-month discount ends?
A: Your subscription automatically reverts to the standard rates listed in the “Subscription Tiers” table above. You can upgrade, downgrade or cancel at any time—no penalties.

Q: Is Xero’s payroll fully STP-compliant?
A: Yes. Xero’s native payroll (NZ$10/user/month) calculates PAYE, KiwiSaver and ESCT, and files pay details with IRD under New Zealand’s Single Touch Payroll mandate. You can also integrate with alternative payroll providers like SmartPayroll if preferred.

Q: Do I need an accountant to use Xero?
A: Not necessarily. Xero is designed for non-accountants, with guided setup wizards and intuitive dashboards. However, for complex structures—such as multiple trading entities, intercompany eliminations or advanced forecasting—you may wish to engage a Xero-certified accountant.

Q: Are there any special offers for charities or not-for-profits in NZ?
A: Xero does provide discounted plans for registered charities and not-for-profits through their Xero for Good programme. Contact Xero’s NZ support team to learn about eligibility and how to apply.

Choosing the right accounting software can be a game-changer for New Zealand businesses—whether you’re a sole trader, a growing SME or an exporter dealing in multiple currencies. Xero’s combination of automated bank feeds, full GST & IRD compliance, STP-ready payroll, and a powerful Hubdoc integration makes it the standout choice. And with our exclusive 90 % discount for six months, there’s never been a better time to make the switch.

Ready to simplify your accounting and save thousands?
Claim your 90 % Xero discount now before this limited-time offer expires!